Introduction:
Rudney Associates is a registered financial advisory and investment management firm located in San Ramon, California. Rudney Associates has been providing investment planning and asset management to clients since 1983. Our clients include individuals, family groups, trusts, retirement plans, institutions, and charitable foundations. We offer a wide range of services including portfolio management, estate planning, tax-efficient investing, and charitable giving.

Philosophy:
At Rudney Associates our commitment is to our clients and the quality of service we provide. As an independent firm, we have no affiliations with other financial institutions and receive no commissions from our clients' investments. As a fee-only firm, we are able to provide unbiased and objective advice. In addition, we meet regularly with clients to review performance and respond to their changing needs. We specialize in developing an appropriate asset allocation specifically designed for each investor using a variety of investment alternatives. Most notably is our attention to no-load mutual funds as they provide exceptional diversification, professional portfolio management, and cost-efficiency.
Our investment philosophy emphasizes the importance of compounding long term capital growth while protecting clients from the downside volatility during unfavorable markets. We actively manage the allocation of assets based on the risk return expectations for each class and stress diversification across all asset classes. Our investment management approach is also based on in-depth research, creative, prudent decision-making, and advanced investment models.